How can I save on premiums?

Limitation of the choice of doctor and hospital

You can save up to 20% if you join a so-called HMO (Health Maintenance Organisation) on a family doctor/ GP Model. Under this system you waive your right to a free choice of doctor and hospital, and instead are treated in an HMO centre. (e.g. a group surgery).

Choice of a higher franchise

The health insurance company will grant you lower premiums if you increase the franchise (which means the fixed annual amount which you pay towards your medical costs) to more than the compulsory 300 francs. The ensuing discount depends on the amount of your franchise. The franchise can only increased on January 1st and for a minimum of one year.

The discount depends on the amount of your franchise but is limited by law.

Adults can choose from franchises of 500, 1000, 1500, 2000 and 2500 francs.

Children can choose from 100, 200, 300, 400, 500 and 600 francs.

Do not take on accident cover if you work more than 8 hours a day and are insured by your employer, in accordance with the accident insurance law, against occupational and non-occupational accidents.

What can the Health Insurance Centre Switzerland offer you?

We are an independent consulting company and can help you to find the insurance appropriate to your needs and circumstances. In this way you will receive a tailor-made solution and you will not pay for any benefits that you do not want.

For you we will compare the products and premiums of the 14 largest health insurance companies in Switzerland.

Let us work out for you today a comparison of premiums and benefits, all without any obligation.

Fill in the quotations form

Do you need in addition a personal liability, home, car, or legal protection/costs insurance?

We can also find the right partner for you. contact us

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Swiss Health Insurance

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6042 Dietwil

Phone: 041-740 66 00
Fax: 041-740 66 01

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