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How can I save on premiums? Limitation of the choice of doctor and hospital You can save up to 20% if you join a so-called HMO (Health Maintenance Organisation) on a family doctor/ GP Model. Under this system you waive your right to a free choice of doctor and hospital, and instead are treated in an HMO centre. (e.g. a group surgery). Choice of a higher franchise The discount depends on the amount of your franchise but is limited by law. Adults can choose from franchises of 500, 1000, 1500, 2000 and 2500 francs. Do not take on accident cover if you work more than 8 hours a day and are insured by your employer, in accordance with the accident insurance law, against occupational and non-occupational accidents. What can the Health Insurance Centre Switzerland offer you? For you we will compare the products and premiums of the 14 largest health insurance companies in Switzerland. Let us work out for you today a comparison of premiums and benefits, all without any obligation. Do you need in addition a personal liability, home, car, or legal protection/costs insurance? We can also find the right partner for you. contact us
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